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Privacy Notice


FACTS

WHAT DOES benefical hsbc mortgage DO WITH YOUR
PERSONAL INFORMATION?

Why?

HSBC Mortgage Services - Privacy
The HSBC family of consumer financial companies that utilize the names HSBC, Beneficial, Household, Mortgage One, Mortgage Two, and Capital Financial .
https://www.hsbcmortgageservices.com/privacy

What?

Beneficial

http://www.beneficial.com/

HFC
Offers mortgage refinancing, home equity loans and personal loans for homeowners.
http://www.hfc.com/

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

HSBC Finance - Wikipedia, the free encyclopedia
2.3.1 Beneficial and HFC; 2.3.2 Decision One; 2.3.3 HSBC Bank Nevada NA . while continuing efforts to reach out and assist mortgage customers with their .
http://en.wikipedia.org/wiki/HSBC_Finance

How?

Welcome to www.us.hsbc.com!
A provider of consumer loans and credit cards in the United States, Canada and the United Kingdom.
http://www.hsbcusa.com/

Ripoff Report | HSBC Household Finance Beneficial Mortgage ...
Jan 12, 2008 . HSBC Household Finance Beneficial Mortgage banking RIP OFF Mortgage Hillsborough New Hampshire.
http://www.ripoffreport.com/mortgage-companies/hsbc-household-finan/hsbc-household-finance-benefic-yw43e.htm

Reasons benefical hsbc mortgage can share your personal information
Reasons we can share your personal information Does benefical hsbc mortgage share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

To limit our sharing

hsbc | Ripoff Report | Complaints Reviews Scams Lawsuits Frauds ...
HSBC - BENEFICAL WILL NOT FIX THERE MISTAKE! WHAT DO WE DO NOW? ripoff Paying on Mortgage for 7 years, only a couple dollars going on balance .
http://www.ripoffreport.com/directory/hsbc.aspx?p=36

Please note:

HSBC Finance Corp. Business Review in Elmhurst, IL - Chicago and ...
Apr 1, 2005 . Account Central, American Dreamcard, Beneficial Mortgage, Bon-ton/Elder- Beerman, H S B C Securities (usa) Inc, Household Credit Services, .
http://www.bbb.org/chicago/business-reviews/financial-services/hsbc-finance-in-elmhurst-il-4757

HSBC Mortgage Corp USA Business Review in Raleigh, NC ...
BBB's Business Review for HSBC Mortgage Corp USA, Business Reviews and . Decision One Mortgage Corp, GM Card, HRS, HFC, HFC Beneficial, HSBC, .
http://www.bbb.org/raleigh-durham/business-reviews/mortgage-brokers/hsbc-mortgage-corp-usa-in-raleigh-nc-6030303

Questions?

HSBC to Halt Lending at HFC and Beneficial | The Truth About ...
Mar 2, 2009 . HSBC announced today it will close both its HFC and Beneficial units, resulting in thousands of layoffs. The consumer lending companies offer .
http://www.thetruthaboutmortgage.com/hsbc-to-halt-lending-shutter-hfc-and-beneficial/

Who we are
Who we are
Who is providing this notice?

HSBC - HFC & Beneficial - The Mortgage Lender Implode-O-Meter
Mar 2, 2009 . HSBC told media sources today that they would be closing their U.S. consumer loan operations and cutting 6100 jobs. As reported by CNN .
http://ml-implode.com/imploded/lender_HSBC-HFC&Beneficial_2009-03-02.html

What we do
What we do
How does benefical hsbc mortgage protect my personal information?

A foreclosure story involving Beneficial Finance and failed HSBC ...
Nov 12, 2008 . Tags: Foreclosure, HSBC, mortgage, mortgage crisis . Engineer In early 2004 we refinanced with Beneficial Finance, a division of HSBC.
http://crisis.lenderwatch.org/news/516

My NACA and HSBC - HFC/Beneficial Thread
Jun 23, 2010 . My NACA and HSBC - HFC/Beneficial Thread. So, I am 50 days late on my Mortgage. $2401 a month. 10.29% interest. Same story as all the .
http://www.loansafe.org/forum/naca/29650-my-naca-hsbc-hfc-beneficial-thread.html

How does benefical hsbc mortgage collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or open an account
  • pay your bills or file an insurance claim
  • give us your contact information

Document 81 :: Cook et al v. Beneficial HSBC Mortgage Corporation ...
ORDER: Granting defendants' Motion for Summary Judgment 26 , 27 . Striking January 25, 2011 temporary restraining order setting aside the January 5, 2011 .
http://law.justia.com/cases/federal/district-courts/oregon/ordce/1:2010cv03121/100164/81

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-
    information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

Members - HOPE NOW - Support and Guidance for Homeowners
If you are a Mortgage Company or a HUD approved counseling agency, please . Mortgage; HSBC Finance-Beneficial; HSBC Finance-HFC; HSBC Mortgage .
http://www.hopenow.com/members.php

What happens when I limit sharing for an account I hold jointly with someone else?

hsbc beneficial refused to give customers permanent mortgage ...
Nov 6, 2011 . I read a review where someone mentioned that HSBC Beneficial is giving permanent modifications to mortgages but as recent as yesterday a .
http://hsbc.pissedconsumer.com/hsbc-beneficial-refused-to-give-customers-permanent-mortgage-modification-20111106273223.html

Definitions
Definitions
Affiliates

Beneficial Finance @ Pissed Consumer
We have been having a horrendous time with Beneficial/HSBC/HFC from the day we got a mortgage through them. Whenever I couldn't get a resolution by .
http://beneficial-finance.pissedconsumer.com/

  • Beneficial Mortgage Companies Profile
    HSBC - Beneficial are one of the worst Mortgage Companies, they refuse to work with people!!! Not working with people who at least still have jobs but their .
    http://www.afscanhelp.com/companies/mortgage-companies/beneficial.cfm

Nonaffiliates

I need to get away from HFC/HSBC/Beneficial
Jan 6, 2010 . HFC/HSBC/Beneficial...whatever you want to call them will be much kinder than . That is the worst part of this mortgage mess - it tears us up .
http://www.loansafe.org/forum/refinance/21140-i-need-get-away-hfc-hsbc-beneficial.html

  • HSBC Mortgage Services - Terms & Conditions
    Oct 1, 2009 . Ohio: HSBC Mortgage Services Inc., Certificate No. SM228, Household Realty Corporation, Certificate No. SM8506, Beneficial Financial I Inc., .
    https://www.hsbcmortgageservices.com/terms_conditions

Joint marketing

HSBC Mortgage Modification
Learn all about HSBC Mortgage Modification Program. Get loan modification help to avoid foreclosure. Find solutions for Household and Beneficial customers .
http://mortgage.realestatezing.com/hsbc-bank/mortgage-modification.html

  • HSBC Mortgage Services
    Get a detailed description of HSBC Mortgage Services, the mortgage servicing . of its home loan divisions like Household Finance and Beneficial Financial.
    http://mortgage.realestatezing.com/hsbc-bank/mortgage-services.html

Other important information

Sills Cummis & Gross
Feb 11, 2011 . According to HSBC business records, HSBC Mortgage, Bene?cial Financial l. Inc. (“Bene?cial F I"), Household Finance Corp. III (“Household .
http://www.judiciary.state.nj.us/superior/hsbc.pdf

Loan Process at Beneficial Finance Company | Beneficial Finance
Beneficial finance companies are also offering the optional insurance plans. . does HFC Benefical have the same mortgagee clause as HSBC mortgage .
http://beneficialfinance.net/loan-process-beneficial-finance-company.htm

Contact Your Mortgage Company - HOPE LoanPort®
HSBC Finance-Beneficial, 1-800-333-5848, http://www.beneficial.com. 18. HSBC Finance-HFC, 1-800-333-5848, www.hfc.com. 19. HSBC Mortgage .
https://www.hopeloanportal.org/mortgage-directory.php

Homeowner asks HSBC: "Who is MERS? What the Heck is Going on ...
May 7, 2010. and dealing with her mortgage servicing company HSBC. . And as far as the Beneficial thing, that's confusing as well...because they were a .
http://www.givemebackmycredit.com/blog/2010/05/homeowner-asks-hsbc-who-is-mers-what-the-heck-is-going-on-here.html

HSBC Consumer Lending (Beneficial) Reviews and Business Profile
HSBC Consumer Lending (Beneficial) appears in: Home Equity Loans, Mortgages, Mortgage Refinancing, Personal Financing, Debt Consolidation.
http://www.superpages.com/bp/US/HSBC-Consumer-Lending-Beneficial-L2040275043.htm

Notice to customers with credit-related insurance products

HSBC Mortgage Services - Household Finance - Beneficial Aka ...
Jan 4, 2007 . HSBC Mortgage Services - Household Finance - Beneficial ripoff want settle after short sale rude fraudulent w/high interest rates Brandon .
http://www.ripoffreport.com/mortgage-companies/hsbc-mortgage-servic/hsbc-mortgage-services-house-3768y.htm

Mortgage Company Directory
HSBC Finance-Beneficial. 800-333-5848 http://www.beneficial.com. HSBC Finance-HFC. 800-333-5848 www.hfc.com. HSBC Mortgage Corporation .
http://www.bclhomeownershipcenter.org/documents/MortgageServicerList.pdf

Special notice for residents of California

Dan Bing | LinkedIn
AVP-SALES MANAGER at JPMorgan Chase; Branch Manager at Beneficial/ HSBC Mortgage Corp. Education. Rider University. Recommendations. 3 people .
http://www.linkedin.com/in/danbing

Special notice for residents of Vermont

Yes HFC and Beneficial Finance offices are closed | HSBC Watch ...
Apr 29, 2009 . Effective 3 March 2009 HSBC announced the nationwide closing of HFC and . While some Beneficial and HFC offices may continue with minimal . major bank complaints, debt settlement scams, and the mortgage crisis.
http://hsbcwatch.com/hsbcnews/news/yes-hfc-and-beneficial-finance-offices-are-closed

Special notice for residents of Texas

HSBC's Deal That Blessed Subprime Lending - NYTimes.com
Mar 5, 2009 . HSBC Holdings PLC; Federal National Mortgage Association . like Household and its corporate sister, Beneficial, had long had slightly .
http://www.nytimes.com/2009/03/06/business/economy/06norris.html?pagewanted=all

When Payment Difficulties Arise - HSBC
If you are an HSBC Mortgage Services (former Household Mortgage Services) customers, please visit www.hsbcmortgageservices.com. Not sure? Click here for .
http://www.us.hsbc.com/1/2/3/personal/home-loans/mortgage/existing/when-payment-difficulties-arise

beneficial life insurance avg annual price† to access a printable version of the benefical hsbc mortgage Privacy Notice

Revised: May, 2011

Online Privacy Practices

HSBC Finance: Information from Answers.com
2.3.1 Beneficial and HFC; 2.3.2 Decision One; 2.3.3 HSBC Bank Nevada NA . while continuing efforts to reach out and assist mortgage customers with their .
http://www.answers.com/topic/hsbc-finance

HSBC Mortgage Companies Profile
My mortgage was sold to HSBC and I have had problems every since. I usually do online bill pay, but they were taking double payments out of my checking .
http://www.afscanhelp.com/companies/mortgage-companies/hsbc.cfm

HFC Financial Services Reviews and Complaints
If I'm still alive by the time the loan is paid off, I will have given Beneficial over $500000 in interest alone. . We had a second mortgage with HSBC mortgage.
http://www.consumeraffairs.com/finance/hfc-financial-services.html

HSBC HFC Beneficial layoffs pending, up to 4 divisions say some
Nov 16, 2007 . A lively discussion is taking place at HSBC Watch regarding HSBC, HFC, and Beneficial layoffs. HSBC employees are giving insight into what .
http://crisis.lenderwatch.org/news/275

Tenants Rights when a property in foreclosed on in the State of ...
Nov 19, 2010 . AAMES, ABN Amro Mtg, paul hofman, paul Hoffmann, paul hofmann hoffman, attorneys title, . Greentree, HFC, Beneficial, Homecomings, HOMEQ, Homestreet Bank, HSBC Mortgage Corporation, HSBC Mortgage Service, .
http://www.youtube.com/watch?v=-YfJ0ajDEzo

STATE CORPORATION COMMISSION BUREAU OF FINANCIAL ...
HSBC Finance Corporation recently announced they would discontinue all new loan . Beneficial Financial Inc., Beneficial Mortgage Co. of Virginia, Beneficial .
http://www.scc.virginia.gov/bfi/alert/hfc.pdf

HSBC « Livinglies's Weblog
And when the enemy HSBC came in…..like a FLOOD God RAISES the . So according to recent news , these bastards used our mortgage payments to cover . of this mortgage account, the holder in due course and beneficial owner of this .
http://livinglies.wordpress.com/foreclosure-defense-forms/people-players-and-resources/sec-filings-on-securitized-debt-and-mortgages/hsbc/

Economic Meltdown - Articles: The Roots of the Financial Crisis ...
May 6, 2009 . It also purchased Arizona-based DecisionOne Mortgage, and operated under the Beneficial and HLC brands. An HSBC spokeswoman said .
http://www.publicintegrity.org/investigations/economic_meltdown/articles/entry/1286

Beneficial finance | Ripoff Report | Complaints Reviews Scams ...
Jun 13, 2011 . Beneficial Finance-HSBC Beneficial lies and steals your money and adds on fees and your mortgage balance never goes down...RIP_OFF!
http://www.ripoffreport.com/directory/Beneficial-finance.aspx

Loan Modification with HSBC | Loan Calculator
I have a client that has a 2nd mortgage with HSBC. . get a loan from hfc, beneficial knowing they had high interest rates and realizing later that .
http://loanworkout.org/2007/07/modify-loan-with-hsbc/

Last Revised: December, 2010

(HSBC) OR ("Household Finance") OR ("Beneficial ... - Mortgage Daily
277 items . News About (HSBC) OR ("Household Finance") OR ("Beneficial Finance") . Minneapolis in 2005 and the mortgage was later assigned to HSBC.
http://www.mortgagedaily.com/ffresults.asp?id=151736&pageid=r&mode=ALL&n=0&query=(HSBC)+OR+(%22Household+Finance%22)+OR+(%22Beneficial+Finance%22)&srt=d

HSBC MORTGAGE SERVICES, 636 GRAND REGENCY BLVD ...
Free Business profile for HSBC MORTGAGE SERVICES at 636 GRAND REGENCY . HSBC MORTGAGE SERVICES specializes in: Commercial Banks, N.E.C..
http://start.cortera.com/company/research/k2k5jun5r/hsbc-mortgage-services/

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HSBC/Beneficial not completing foreclosure
Nov 16, 2009 . Received a letter today from Beneficial (now out of business but backed by HSBC ), stating: This letter is to inform you that Beneficial will not. . Scams · Debt · Rates · Current Mortgage Rates · Calculators · News · join us .
http://www.loansafe.org/forum/foreclosures/18826-hsbc-beneficial-not-completing-foreclosure.html