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Privacy Notice


FACTS

WHAT DOES beneficiaries life insurance DO WITH YOUR
PERSONAL INFORMATION?

Why?

Life Insurance Beneficiaries
Information on choosing life insurance beneficiaries. Learn what beneficiaries are and how to choose them.
http://www.quickquote.com/libene.html

Life Insurance Beneficiaries - Taxes
Will my beneficiaries have to pay taxes on the proceeds of my life insurance policy? Answer: If you mean the death benefits of the insurance policy, then these .
http://www.axa-equitable.com/life-insurance/plan/beneficiaries-taxes.html

What?

Can you dispute a life insurance beneficiary? | Insure.com
May 28, 2010 . Life changes such as marriage, divorce, remarriage, the birth of a child or an adoption are the most common reasons for life insurance disputes.
http://www.insure.com/articles/lifeinsurance/dispute.html

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

How to Choose Beneficiaries for Life Insurance Policies
Learn what to consider when choosing the beneficiaries of life insurance policies so that the beneficiary designations will compliment the terms of your .
http://wills.about.com/od/howtofundatrust/a/choosingbenies.htm

How?

How Beneficiaries Can Claim Life Insurance and Social Security ...
Access life insurance, annuity funds, and social security benefits.
http://www.nolo.com/legal-encyclopedia/beneficiaries-claim-life-insurance-32433.html

Reasons beneficiaries life insurance can share your personal information
Reasons we can share your personal information Does beneficiaries life insurance share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

To limit our sharing

Life Insurance Beneficiary -- Who Should It Be?
Mar 10, 2011 . Your life insurance beneficiary is an important decision. Here's how to make the right choice.
http://wealthpilgrim.com/life-insurance-beneficiary/

Please note:

Designating Your Life Insurance Beneficiary - HCI
Useful information for designating a life insurance beneficiary provided by a national life insurance broker.
http://www.hciamerica.com/life-insurance-beneficiary.asp

Don't Name Minors as Policy Beneficiaries - New York Life ...
Take life insurance, for instance. Most of us tend to name our beneficiaries when we buy a policy... and then never give the matter another thought. That could be .
http://www.newyorklife.com/nyl/v/index.jsp?contentId=12034&vgnextoid=7a5ece94229d2210a2b3019d221024301cacRCRD

Questions?

DESIGNATION OF BENEFICIARY
or beneficiaries, for benefits payable upon the death of that member. This form applies to the group life insurance for active and retired members of the ABP or .
http://www.state.nj.us/treasury/pensions/epbam/exhibits/pdf/eb0791.pdf

Who we are
Who we are
Who is providing this notice?

Life Insurance FAQs -- Aetna
What do I need to do to enroll in Group Term Life Insurance? Check with your benefits administrator. Why designate a beneficiary? We need to know who your .
http://www.aetna.com/faqs-health-insurance/life-insurance-faqs.html

What we do
What we do
How does beneficiaries life insurance protect my personal information?

Beneficiary - Wikipedia, the free encyclopedia
For example: The beneficiary of a life insurance policy, is the person who receives the payment of the amount of insurance after the death of the insured.
http://en.wikipedia.org/wiki/Beneficiary

Update Your Life Insurance and Annuity Beneficiaries Online ...
Feb 29, 2012 . We recommend that you review and update your beneficiary designations at least once a year or any time there is a change in your beneficiary .
https://www.thrivent.com/marketing/esignature.html

How does beneficiaries life insurance collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or open an account
  • pay your bills or file an insurance claim
  • give us your contact information

Contingent Beneficiaries | Beneficiary ... - Life Insurance Quotes
Contingent Beneficiaries. When you buy a life insurance policy you will be required to name a beneficiary. You want to be certain the proceeds of the policy goes .
http://www.lifeinsurancehub.net/contingent-beneficiaries.html

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-
    information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

Should minor children be named as beneficiaries?
So they need to name a secondary beneficiary(ies). What would their intent be for the proceeds of their life insurance if they are both gone? Obviously, if they .
http://pgafinancial.com/minor.html

What happens when I limit sharing for an account I hold jointly with someone else?

Choosing a Life Insurance Beneficiary
Choosing a Life Insurance Beneficiary. The 'Natural' Choice Is Not Always Best. The blank on the life insurance application form simply reads “Beneficiary: .
http://www.bayareaelderlaw.com/main/choosingalifeinsurancebeneficiary.pdf

Definitions
Definitions
Affiliates

DESIGNATION OF LIFE INSURANCE BENEFICIARIES
DESIGNATION OF LIFE INSURANCE BENEFICIARIES. IMPORTANT INFORMATION TO CONSIDER BEFORE DESIGNATING A BENEFICIARY. The following is .
http://www.oregon.gov/DOC/GENSVC/docs/payroll_news/beneficiaries.doc

Nonaffiliates

BENEFICIARY DESIGNATION FORM
The Lincoln National Life Insurance Company, PO Box 2616, Omaha, NE 68103- 2616 toll free (800) . to list your beneficiaries please attach a sheet to this form.
http://www.jordanos.com/documents/LincolnBeneficiaryFrom.pdf

  • IMPORTANT INFORMATION ABOUT BENEFICIARY DESIGNATIONS
    Primary Beneficiary(ies) - the person(s) or entity you choose to receive your life insurance proceeds. Payment will be made in equal shares unless otherwise .
    http://www.cfbta.org/file/document/prudential-beneficiary-form-cfbta.pdf

Joint marketing

LC Beneficiary for Group Life Insurance
Beneficiary for Group Life Insurance. Please print all information in black ink. Please note that this form is only for changing your life insurance beneficiaries.
http://benefits.umich.edu/forms/BenifChg.pdf

Other important information

Understanding Life Insurance Beneficiary Designations
In the language of life insurance, a beneficiary is the recipient of the proceeds of the policy when the named insured dies. The owner of a life insurance policy .
http://www.massmutual.com/planningtools/educationalarticles/articledisplay?mmcom_articleid=03ea30e5e885a110VgnVCM100000ee6d06aaRCRD

Pennsylvania Protects Life Insurance Beneficiaries in ... - Yahoo! News
Apr 23, 2012 . From Yahoo! News: HARRISBURG, Pa., April 23, 2012 /PRNewswire- USNewswire/ -- The Pennsylvania Insurance Department is among six .
http://news.yahoo.com/pennsylvania-protects-life-insurance-beneficiaries-metlife-settlement-180603445.html

Can I Have Multiple Beneficiaries in My Life Insurance Policy ...
Apr 14, 2011 . Your life insurance policy allows you to have a sole beneficiary or multiple beneficiaries. Learn about the benefits of each.
http://www.northorion.com/insurance/life-insurance/can-i-have-multiple-beneficiaries-in-my-life-insurance-policy-0870/

Can Minor Children be Beneficiaries of Life Insurance?
Can Minor Children be Beneficiaries of Life Insurance? When most people are buying life insurance they are thinking about protecting their family and that .
http://www.efinancial.com/Life-Insurance-Learning-Center/Shopping-For-Life-Insurance/Can-Minor-Children-be-Beneficiaries.aspx

Designation of Beneficiary for Life Insurance – Kansas Board of ...
beneficiaries than spaces in any category, please use an Additional Life Insurance Beneficiaries page. Do not attach plain paper or continue on the back of this .
http://www.kpers.org/forms/k799a.pdf

Notice to customers with credit-related insurance products

DESIGNATION OF BENEFICIARY IMPORTANT - SEE ...
DESIGNATION OF BENEFICIARY. GOVERNMENT LIFE INSURANCE. IMPORTANT - SEE INSTRUCTIONS ON REVERSE. VA FORM. DEC 2005. 29- 336 .
http://www.vba.va.gov/pubs/forms/29-336.pdf

Sun Life Assurance Company of Canada
Designations apply to your Basic as well as any Optional Life Insurance you have under your Group Policy. If you would like different beneficiaries for your Basic .
http://louisville.edu/hr/forms/GrplifeADDBeneficiaryform%201-21-09.pdf

Designating a Beneficiary for Life Insurance - 360 Degrees of ...
A beneficiary is the person or entity you name (i.e., designate) to receive the death benefits of a life insurance policy. Some states require that your beneficiary .
https://www.360financialliteracy.org/Topics/Insurance/Life-Insurance/Designating-a-Beneficiary-for-Life-Insurance

Special notice for residents of California

Update Your Group Life Insurance Beneficiaries
Update Your Group Life Insurance Beneficiaries. You are encouraged to update your State Farm Group Life Insurance beneficiary information through Aon .
http://www.statefarm.com/about/retirees/news_articles/update-your-group-life-benefits.asp

Special notice for residents of Vermont

Update Your Group Life Insurance Beneficiaries
Update Your Group Life Insurance Beneficiaries. You are encouraged to update your State Farm Group Life Insurance beneficiary information through Aon .
http://www.statefarm.com/about/retirees/news_articles/update-your-group-life-benefits.asp

Special notice for residents of Texas

Life Insurance Beneficiaries Lawyers | LegalMatch Law Library
Nov 22, 2011 . Find Life Insurance Beneficiaries Lawyers and Attorneys in your area. If I Am a Beneficiary of an Insurance Policy, and the Policy Holder Has .
http://www.legalmatch.com/law-library/article/life-insurance-beneficiaries.html

BENEFICIARY DESIGNATION
beneficiary designation(s), if any, for my group term life insurance and/or accidental . above as beneficiaries) of group life insurance under the above policy and .
http://www.du.edu/hr/forms/HartfordBeneficiaryDesignation.pdf

hsb auto loan† to access a printable version of the beneficiaries life insurance Privacy Notice

Revised: May, 2011

Online Privacy Practices

Estate Planning: Life Insurance In Estate Planning | Investopedia
Tax Implications of Life Insurance and Your Estate Proceeds from life insurance that are received by the beneficiaries upon the death of the insured are .
http://www.investopedia.com/university/estate-planning/estate-planning10.asp

Can your beneficiary collect life-insurance benefits after your suicide
The rare person who can maintain their determination to die can in fact deliver money upon their death to their beneficiaries. Life insurance isn't designed to .
http://wiki.answers.com/Q/Can_your_beneficiary_collect_life-insurance_benefits_after_your_suicide

How Do I Choose a Beneficiary? | Nationwide.com
Need help choosing a life insurance beneficiary? Nationwide can help.
http://www.nationwide.com/life-insurance-beneficiary-designation.jsp

Voluntary Term Life Insurance Beneficiary Designation and Change ...
Please check one: Beneficiary Designation Beneficiary Change Beneficiary Name Change. SI 1628-101770-A. (12/06). Signature of Employee. Date. Signature .
http://www.standard.com/eforms/1628_101770a.pdf

Life Insurance Beneficiary Designation Change Form
Life Insurance Beneficiary Designation Change Form. Effective Date: (Office Use Only). New Beneficiary Designation. Changing Information on Beneficiary .
http://www.princeton.edu/hr/benefits/benforms/life.pdf

brd of regents bene
Group Insurance. Life Accident Disability. BENEFICIARY DESIGNATION FORM. Life Insurance Company of North America. Employer Name .
http://www.maconstate.edu/forms/brdofregentsbene2.pdf

Life Insurance and Annuity Change of Beneficiary
Select the Product Type for this request: (Required): Life Insurance and Annuity. Change of Beneficiary. Owner Name. Co-Owner Name. Trust or Entity Name or .
http://www.ameriprise.com/global/docs/33032.pdf

How to Change a Life Insurance Beneficiary | Health Law Legal ...
There are many factors that can lead to a person wanting to change his or her life insurance beneficiary. Marriage, divorce or the death of the beneficiary are just .
http://resources.lawinfo.com/en/articles/health/federal/how-to-change-a-life-insurance-beneficiary.html

Naming minors as beneficiaries on life insurance? - Youtube
Jan 22, 2012 . http://www.mansourlaw.com - When naming beneficiaries on life insurance policies, you have to be very careful when naming minors.
http://www.youtube.com/watch?v=Qu8pja0q2EE

BENEFICIARY DESIGNATION FORM GROUP LIFE AND GROUP ...
BENEFICIARY DESIGNATION FORM. GROUP LIFE AND GROUP ACCIDENTAL DEATH. & DISMEMBERMENT INSURANCE. Unum Life Insurance Company of .
http://www.ohr.gatech.edu/sites/default/files/benefits/Life_Insurance/Unum%20Benefitciary%20Form.pdf

Last Revised: December, 2010

Life Insurance : Beneficiary Counseling Services
If you're covered under The Hartford's Group Life or Accident insurance policy, you have access to Beneficiary Assist counseling services provided by .
http://www.thehartford.com/cs/Satellite?c=Page&cid=1287777269311&pagename=GBD_Internet%2FPage%2FGeneralContent

Naming Life Insurance Beneficiaries | Rocket Lawyer
Find the answers to your life insurance questions. Depending on your circumstances, you may have several choices in designating your beneficiaries.
http://www.rocketlawyer.com/article/naming-life-insurance-beneficiaries.rl

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Designation/Change of Beneficiaries Basic & Optional Life Insurance
When you designate a beneficiary, you are giving instructions to MOSERS on how to distribute your life insurance benefit. Be sure your instructions are clear .
https://www.mosers.org/en/~/media/Files/Adobe_PDF/Members/Forms/beneficiary_form.ashx?beneficiary_form