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FACTS

WHAT DOES beneficiaries to life insurance policies DO WITH YOUR
PERSONAL INFORMATION?

Why?

Life Insurance Beneficiaries
Choosing Life Insurance Beneficiaries. Life insurance policies require that you name a beneficiary. Many people do not give the process much thought, simply .
http://www.quickquote.com/libene.html

What?

How to Choose Beneficiaries for Life Insurance Policies
Learn what to consider when choosing the beneficiaries of life insurance policies so that the beneficiary designations will compliment the terms of your .
http://wills.about.com/od/howtofundatrust/a/choosingbenies.htm

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

Can you dispute a life insurance beneficiary? | Insure.com
May 28, 2010 . Another common situation leading to a life insurance beneficiary dispute is . "In the end, the insurance companies that issued the policies are .
http://www.insure.com/articles/lifeinsurance/dispute.html

How?

Does a will change named beneficiaries for life insurance policies
No. Each life insurance policy has a named beneficiary or beneficiaries. Bank accounts might have a pay-on-death instruction, and a pension plan like an IRA or .
http://law.freeadvice.com/estate_planning/wills/life_insurance_beneficiaries.htm

Reasons beneficiaries to life insurance policies can share your personal information
Reasons we can share your personal information Does beneficiaries to life insurance policies share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

To limit our sharing

Life Insurance: How To Get the Most Out Of Your Policy
Aug 29, 2010 . (For more information on the beneficiary classes, see Life Insurance Clauses . Permanent life insurance policies like universal life insurance, .
http://www.investopedia.com/articles/pf/06/lifeinsurance.asp

Please note:

Life Insurance Beneficiaries - Taxes
Will my beneficiaries have to pay taxes on the proceeds of my life insurance . Naming Beneficiaries of Insurance Policies and Retirement Plans · The Role of .
http://www.axa-equitable.com/life-insurance/plan/beneficiaries-taxes.html

Tracking Down and Collecting Unclaimed Life Insurance - NYTimes ...
Feb 25, 2011 . So how bad is the problem of unclaimed life insurance policies, and what can you do if you think you're the beneficiary of one? THE PROBLEM .
http://www.nytimes.com/2011/02/26/your-money/life-and-disability-insurance/26wealth.html?pagewanted=all

Questions?

Dead Peasants Insurance FAQ : Questions & Answers about ...
Winn Dixie Stores bought life insurance policies on approximately 36000 of its . their knowledge or consent, and named itself as the policies' beneficiary.
http://deadpeasantinsurance.com/

Who we are
Who we are
Who is providing this notice?

How Beneficiaries Can Claim Life Insurance and Social Security ...
Proceeds from life insurance policies can provide quick and welcome income for surviving family members after a death. The beneficiary will probably want to .
http://www.nolo.com/legal-encyclopedia/beneficiaries-claim-life-insurance-32433.html

What we do
What we do
How does beneficiaries to life insurance policies protect my personal information?

Insurance: Quotes, rates and insurance coverage advice - MSN Money
Don't take policies to the grave. You've done well for your heirs by taking out that life insurance, but you also need to make sure they know how to collect the .
http://money.msn.com/insurance/

Beneficiary Designations of Life Insurance Policies | Starrett Law Firm
Aug 24, 2010 . Life insurance document September is life insurance awareness month. It's a great time to consult with your insurance professional and .
http://starrettlawfirm.com/nc-estate-planning-law/beneficiary-designations-of-life-insurance-policies

How does beneficiaries to life insurance policies collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or open an account
  • pay your bills or file an insurance claim
  • give us your contact information

Beneficiaries Of Unclaimed Life Insurance Policies
It is a downright shame that money owed to some beneficiaries of unclaimed life insurance policies never get to them during their lifetimes.
http://www.lifeinsurancehub.net/beneficiaries-of-unclaimed-life-insurance.html

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-
    information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

Choosing Beneficiaries for Life Insurance Policies | Life Insurance ...
Life insurance policies require beneficiaries. Find out how to choose life insurance policies beneficiaries here.
http://www.superpages.com/supertips/life-insurance-policies.html

What happens when I limit sharing for an account I hold jointly with someone else?

Policy Locator | MIB Solutions, Inc. | How to find lost life insurance ...
Life insurance policyholders often fail to inform the beneficiary(s) of the policy's existence. As a result, the death benefits for many life insurance policies may go .
http://www.mibsolutions.com/lost-life-insurance/

Definitions
Definitions
Affiliates

Can your beneficiary collect life-insurance benefits after your suicide
Can your beneficiary collect life-insurance benefits after your suicide? . Insurance policies will not pay if the insured commits suicide within the first two years .
http://wiki.answers.com/Q/Can_your_beneficiary_collect_life-insurance_benefits_after_your_suicide

  • Life Insurance FAQs -- Aetna
    Frequently asked questions about Aetna life insurance. . Moreover, note that your life insurance beneficiaries do not necessarily need to be the same beneficiaries . Life and disability insurance policies contain exclusions and limitations.
    http://www.aetna.com/faqs-health-insurance/life-insurance-faqs.html

Nonaffiliates

Multi-state life insurance settlement could help connect lost policies ...
1 day ago . Life insurance beneficiaries -- many of whom are unaware that they are even owed money from policies -- could collect more than $600 million .
http://www.insure.com/articles/lifeinsurance/metlife-lost-life-insurance-settlement.html

  • How to find lost life insurance policies | Insure.com
    Dec 17, 2010 . First and foremost, give your beneficiaries your life insurance policy . "Some customers don't want to tell beneficiaries about the policies," says .
    http://www.insure.com/articles/lifeinsurance/lost-policies.html

Joint marketing

Choosing a Suitable Beneficiary for Your Life Insurance Policies ...
Insurance Briefs. Choosing a Suitable Beneficiary for Your Life Insurance Policies. Most people put a lot of thought into the purchase of a life insurance policy.
http://www.texansinsurance.com/insurance_briefs_article.aspx?articleid=450

  • Beneficiary - Wikipedia, the free encyclopedia
    For example: The beneficiary of a life insurance policy, is the person who receives the . will also frequently figure in contracts other than insurance policies.
    http://en.wikipedia.org/wiki/Beneficiary

Other important information

Beneficiaries of Life Insurance Policies: What You Should Know ...
Jan 20, 2010 . A life insurance policy is not for you, the policyholder, it is for your loved ones who may outlive you. When buying life insurance, you designate .
http://www.compuquotes.com/life-insurance/guides/Beneficiaries-Life-Insurance-Policies-What-You-Should-Know.html

Life Insurance – Compare the Best Life Insurance Quotes & Policies ...
Beneficiaries of life insurance policies have received payments that were long overdue, according to an announcement from New York Gov. Andrew Cuomo.
http://www.goinsurancerates.com/life-insurance/

Pennsylvania Protects Life Insurance Beneficiaries in MetLife ...
Apr 23, 2012 . death benefits to the beneficiaries of life insurance policies,” Insurance. Commissioner Michael Consedine said. “MetLife's settlement with .
http://www.portal.state.pa.us/portal/server.pt?open=18&objID=1237469&mode=2

Naming Beneficiaries of Insurance Policies and Retirement Plans
Naming Beneficiaries of Insurance Policies and. Retirement Plans. A major issue in estate planning is who to name as beneficiaries on life insurance policies, .
https://www.slavicira.com/Articles/Naming%20Beneficiaries.pdf

Ownership and beneficiary designation request for life insurance ...
Ownership and beneficiary designation request for life insurance policies from Genworth Life and Annuity Insurance Company, Genworth Life. Insurance .
http://reversepartner.genworth.com/content/etc/medialib/genworth_v2/pdf/forms.Par.70243.File.dat/GNWOwnBenNH_081010_gnw.pdf

Notice to customers with credit-related insurance products

The Life Insurance Lawyer - A New York and New Jersey Lawyer ...
Apr 25, 2012. Policyholders and Beneficiaries in Life Insurance Denial Cases. . same records to determine if they held unclaimed life insurance policies.
http://thelifeinsurancelawyer.com/

How to File a Life Insurance Claim
But for legal and tax purposes, beneficiaries must file a life insurance claim in . know what sort of life insurance policies a spouse or family member carried.
http://www.insweb.com/life-insurance/file-claim-life-insurance.html

How Can You Find Unclaimed Life Insurance Policies - Ask.com
Known as "orphan policyholders," beneficiaries of unclaimed life insurance policies are often left in the dark on how to claim benefits. Perhaps the policyholder .
http://www.ask.com/questions-about/How-Can-You-Find-Unclaimed-Life-Insurance-Policies

Special notice for residents of California

Basic Estate Planning: Life Insurance
Trusts can also be owners and beneficiaries of life insurance policies, which also averts settlement costs, including federal estate taxes, on the life insurance .
http://ohioline.osu.edu/ep-fact/pdf/EP_6_09.pdf

Special notice for residents of Vermont

Can I Have Multiple Beneficiaries in My Life Insurance Policy ...
Apr 14, 2011 . Beneficiaries are one of the main reasons behind individuals taking out life insurance policies. No one wants to leave their family to deal with .
http://www.northorion.com/insurance/life-insurance/can-i-have-multiple-beneficiaries-in-my-life-insurance-policy-0870/

Special notice for residents of Texas

Russell Armstrong Possibly Had Life Insurance Policy — Beneficiary ...
Sep 1, 2011 . Russell Armstrong might have had a life insurance policy at the time of his suicide, and the beneficiary wasn't his estranged wife, Taylor, but his .
http://www.radaronline.com/exclusives/2011/09/russell-armstrong-life-insurance-policy-mystery-beneficiary-not-taylor-son-aiden

Life Insurance Policies | PETA.org
You can make PETA a beneficiary of an already existing life insurance policy. Upon your passing, the full face value amount of the policy will go to PETA.
http://www.peta.org/donate/ways-to-support-peta/life-insurance-policies.aspx

beneficiaries unclaimed life insurance policies† to access a printable version of the beneficiaries to life insurance policies Privacy Notice

Revised: May, 2011

Online Privacy Practices

Life Insurance Company Providing Life Insurance Policies - AXA ...
Life insurance can be an effective financial planning tool at every stage of life. It can: . Naming Beneficiaries of Life Insurance Policies and Retirement Plans .
http://www.axa-equitable.com/life-insurance/overview.html

Naming Beneficiaries of Insurance Policies and ... - Hilliard Lyons
A major issue in estate planning is who to name as beneficiaries on life insurance policies, pension plan accounts, and IRAs. Naming beneficiaries can be .
http://www.hilliard.com/marketing/Newsletters/934_Naming_Beneficiaries_Insurance_Policies_Retirement_Plans.pdf

Life Insurance Policy Information - Prudential.com
Your beneficiaries can then use this money to replace some of the income you . Term policies issued by Pruco Life Insurance Company can help meet a wide .
http://www.prudential.com/view/page/public/11375

Frequently Asked Questions—Individual Life Insurance
Insurance companies licensed to write life insurance policies in Illinois are . Can I designate whomever I want to be a beneficiary on my life insurance policy?
http://insurance.illinois.gov/life_annuities/FAQLife.asp

Should You Name Your Estate a Beneficiary on your Life Insurance ...
Nov 16, 2011 . Generally, the answer is no. Rather, you should name individuals or trusts for individuals as the primary and contingent beneficiaries. This is .
http://floridaprobatelawblog.com/should-you-name-your-estate-a-beneficiary-on-your-life-insurance-policies/

How to Update the Beneficiaries of Life Insurance
Once you have your Revocable Living Trust in place, you'll need to update the beneficiaries of your life insurance policies. This can be accomplished as follows: .
http://wills.about.com/od/howtofundatrust/a/updatelifebens.htm

How do I list the beneficiaries of my life insurance policies if I have a ...
Because most states protect life insurance policies from creditors, most buyer questions come from the confusion created with ownership and.
http://www.investopedia.com/ask/answers/08/revocable-living-trust.asp

Contingent Beneficiaries | Beneficiary ... - Life Insurance Quotes
When you buy a life insurance policy you will be required to name a beneficiary. . primary beneficiary in the policies if there is a buy sell agreement involved.
http://www.lifeinsurancehub.net/contingent-beneficiaries.html

Don't Name Minors as Policy Beneficiaries - New York Life ...
So, think twice before naming minors as beneficiaries of your life insurance. . any changes needed regarding your existing policies and (2) make sure you have .
http://www.newyorklife.com/nyl/v/index.jsp?contentId=12034&vgnextoid=7a5ece94229d2210a2b3019d221024301cacRCRD

Last Revised: December, 2010

FindYourPolicy | Beneficiaries Of Lost Life Insurance Policies Can ...
It is just a shame that money owed to some beneficiaries of lost life insurance policies never get to them during their lifetimes. I spoke with some representatives .
http://www.findyourpolicy.com/articles/Beneficiaries.cfm

Proper Beneficiary Designations for Life Insurance - Texas Estate ...
Jul 7, 2005 . Proper Beneficiary Designations for Life Insurance. Many people own life insurance policies, either through their employment or as .
http://texaslawyer.blogspot.com/2005/07/proper-beneficiary-designations-for.html

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Naming minors as beneficiaries on life insurance? - Youtube
Jan 22, 2012 . http://www.mansourlaw.com - When naming beneficiaries on life insurance policies, you have to be very careful when naming minors.
http://www.youtube.com/watch?v=Qu8pja0q2EE