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FACTS

WHAT DOES beneficiary on life insurance policy DO WITH YOUR
PERSONAL INFORMATION?

Why?

Life Insurance Beneficiaries - Taxes
Will my beneficiaries have to pay taxes on the proceeds of my life insurance policy? Answer: If you mean the death benefits of the insurance policy, then these .
http://www.axa-equitable.com/life-insurance/plan/beneficiaries-taxes.html

What?

Life Insurance Beneficiaries
Life insurance policies require that you name a beneficiary. Many people do not give the process much thought, simply naming a spouse and/or children and .
http://www.quickquote.com/libene.html

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

Can you dispute a life insurance beneficiary? | Insure.com
May 28, 2010 . Let's say your husband never updated the beneficiaries on his life insurance policy to reflect your marriage. When he died unexpectedly, his .
http://www.insure.com/articles/lifeinsurance/dispute.html

How?

Life Insurance: How To Get the Most Out Of Your Policy
Aug 29, 2010 . Tutorial: Insurance 101. Beneficiaries The most prominent feature of a life insurance policy is the beneficiary clause, which facilitates the easy .
http://www.investopedia.com/articles/pf/06/lifeinsurance.asp

Reasons beneficiary on life insurance policy can share your personal information
Reasons we can share your personal information Does beneficiary on life insurance policy share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

To limit our sharing

How Beneficiaries Can Claim Life Insurance and Social Security ...
Proceeds from life insurance policies can provide quick and welcome income for surviving family members after a death. The beneficiary will probably want to .
http://www.nolo.com/legal-encyclopedia/beneficiaries-claim-life-insurance-32433.html

Please note:

How to Choose Beneficiaries for Life Insurance Policies
Learn what to consider when choosing the beneficiaries of life insurance policies so that the beneficiary designations will compliment the terms of your .
http://wills.about.com/od/howtofundatrust/a/choosingbenies.htm

How do you find out if you are a beneficiary of a life insurance policy
In general, any living or de jure entity can be a beneficiary of a life insurance policy. However, if a minor is to be the beneficiary, the beneficiary designation is .
http://wiki.answers.com/Q/How_do_you_find_out_if_you_are_a_beneficiary_of_a_life_insurance_policy

Questions?

Beneficiary - Wikipedia, the free encyclopedia
For example: The beneficiary of a life insurance policy, is the person who receives the payment of the amount of insurance after the death of the insured.
http://en.wikipedia.org/wiki/Beneficiary

Who we are
Who we are
Who is providing this notice?

Don't Name Minors as Policy Beneficiaries - New York Life ...
Take life insurance, for instance. Most of us tend to name our beneficiaries when we buy a policy... and then never give the matter another thought. That could be .
http://www.newyorklife.com/nyl/v/index.jsp?contentId=12034&vgnextoid=7a5ece94229d2210a2b3019d221024301cacRCRD

What we do
What we do
How does beneficiary on life insurance policy protect my personal information?

Dead Peasants Insurance FAQ : Questions & Answers about ...
Winn Dixie Stores bought life insurance policies on approximately 36000 of its . their knowledge or consent, and named itself as the policies' beneficiary.
http://deadpeasantinsurance.com/

Tracking Down and Collecting Unclaimed Life Insurance - NYTimes ...
Feb 25, 2011 . So how bad is the problem of unclaimed life insurance policies, and what can you do if you think you're the beneficiary of one? THE PROBLEM .
http://www.nytimes.com/2011/02/26/your-money/life-and-disability-insurance/26wealth.html?pagewanted=all

How does beneficiary on life insurance policy collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or open an account
  • pay your bills or file an insurance claim
  • give us your contact information

Does a will change named beneficiaries for life insurance policies
No. Each life insurance policy has a named beneficiary or beneficiaries. Bank accounts might have a pay-on-death instruction, and a pension plan like an IRA or .
http://law.freeadvice.com/estate_planning/wills/life_insurance_beneficiaries.htm

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-
    information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

Choosing a Life Insurance Beneficiary
Choosing a Life Insurance Beneficiary . form simply reads “Beneficiary: ______. ” . plan. Who should receive the insurance pol- icy proceeds? The automatic .
http://www.bayareaelderlaw.com/main/choosingalifeinsurancebeneficiary.pdf

What happens when I limit sharing for an account I hold jointly with someone else?

Life Insurance FAQs -- Aetna
Frequently asked questions about Aetna life insurance. . group life insurance proceeds according to the beneficiary provision in the group policy. . Moreover, note that your life insurance beneficiaries do not necessarily need to be the same .
http://www.aetna.com/faqs-health-insurance/life-insurance-faqs.html

Definitions
Definitions
Affiliates

What Happens if the Beneficiary of a Life Insurance Policy is ...
Occasionally, there will be a situation where the beneficiary of a policy is deceased. When this happens, the money will be paid to the estate.
http://www.usacoverage.com/life-insurance/what-happens-if-the-beneficiary-of-a-life-insurance-policy-is-deceased.html

Nonaffiliates

Life Insurance
Can I make an online payment to my life insurance policy? > Can I . If you are not the policy beneficiary, you may be asked for the beneficiary's address.
http://www.prudential.com/view/page/public/13182

Joint marketing

Understanding Life Insurance Beneficiary Designations
In the language of life insurance, a beneficiary is the recipient of the proceeds of the policy when the named insured dies. The owner of a life insurance policy .
http://www.massmutual.com/planningtools/educationalarticles/articledisplay?mmcom_articleid=03ea30e5e885a110VgnVCM100000ee6d06aaRCRD

  • Can I Have Multiple Beneficiaries in My Life Insurance Policy ...
    Apr 14, 2011 . Beneficiaries are individuals or entities that you name as recipients of benefits from your life insurance policy. In the event of you or a loved one .
    http://www.northorion.com/insurance/life-insurance/can-i-have-multiple-beneficiaries-in-my-life-insurance-policy-0870/

Other important information

Designate MFA as a Beneficiary of Your Life Insurace Policy - Mercy ...
There are several ways to make Mercy For Animals a beneficiary of your life insurance policy. Doing so provides Mercy For Animals with generous assets, while .
http://www.mercyforanimals.org/insurance.aspx

Designating a Beneficiary for Life Insurance - 360 Degrees of ...
A beneficiary is the person or entity you name (i.e., designate) to receive the death benefits of a life insurance policy. Some states require that your beneficiary .
https://www.360financialliteracy.org/Topics/Insurance/Life-Insurance/Designating-a-Beneficiary-for-Life-Insurance

Consumer Alert: Reviewing Your Life Insurance Policy
There are two types of beneficiaries for your life insurance policy. Primary beneficiaries receive a portion or the whole policy benefit if they outlive you.
http://www.naic.org/documents/consumer_alert_life_insurance_review.htm

Understanding Life Insurance
In some cases, you might want to buy a life insurance policy on someone else and name yourself as the beneficiary. For instance, if you are divorced and .
http://www.tdi.texas.gov/pubs/consumer/cb018.html

Life Insurance Policy Exclusions and Beneficiary
Apr 13, 2012 . Many people own term life insurance policies which, like all policies, contain exclusions. Exclusions provide that under certain circumstances .
http://www.lawyersgreenbay.com/life-insurance-policy-exclusions-and-beneficiary/

Notice to customers with credit-related insurance products

Genworth Forms - Genworth Financial - Genworth Financial
Request owner or beneficiary changes on any life insurance policy. Ownership and beneficiary designation request form (New Hampshire Residents Only) .
http://www.genworth.com/content/tools_and_forms/forms.html

Page Title, VA Life Insurance (U.S. Department of Veterans Affairs)
Links to download all current VA life insurance forms.
http://www.insurance.va.gov/gli/forms/forms.htm

The Beneficiary's Interest in a Life Insurance Policy
THE BENEFICIARY'S INTEREST IN A LIFE. INSURANCE POLICY. WIuLIAM REYNOLDS VANCE. Professor of Law, Yale University. The term beneficiary might .
http://www.jstor.org/stable/10.2307/787880

Special notice for residents of California

Life Insurance Beneficiary -- Who Should It Be?
Mar 10, 2011 . Buy a permanent insurance policy to cover your long-term estate planning needs. How did you decide who to name as beneficiary of your life .
http://wealthpilgrim.com/life-insurance-beneficiary/

Special notice for residents of Vermont

Life Insurance Change of Beneficiary
Life Insurance Change of Beneficiary. INSTRUCTIONS: Use this form to designate an individual or trust as a beneficiary for a life insurance policy. This .
https://eforms.metlife.com/wcm8/OIDAction.do?OID=31163

Special notice for residents of Texas

I have a whole life insurance policy. Will my beneficiary receive the ...
No, your beneficiary receives only the face value of the policy; however, there are limited exceptions. For example, some insurers offer a rider that gives your .
http://www.insure.com/articles/lifeinsurancefaq/whole-life-insurance-policy-will-beneficiaries-receive-cash-value.html

Choosing a Suitable Beneficiary for Your Life Insurance Policies ...
Insurance Briefs. Choosing a Suitable Beneficiary for Your Life Insurance Policies. Most people put a lot of thought into the purchase of a life insurance policy.
http://www.texansinsurance.com/insurance_briefs_article.aspx?articleid=450

debt in u s† to access a printable version of the beneficiary on life insurance policy Privacy Notice

Revised: May, 2011

Online Privacy Practices

How Do I Choose a Beneficiary? | Nationwide.com
A crucial step in purchasing a life insurance policy is choosing your beneficiary – the person (or entity) who will receive the cash benefit from your policy when .
http://www.nationwide.com/life-insurance-beneficiary-designation.jsp

Designating Your Life Insurance Beneficiary - HCI
Useful information for designating a life insurance beneficiary provided by a . entity you name (designate) to receive the death benefits of a life insurance policy.
http://www.hciamerica.com/life-insurance-beneficiary.asp

Beneficiary of life insurance policy | IslamToday - English
Question. If my parents took out a life insurance policy and made me the beneficiary, will it be permissible for me to take the money upon their death?
http://en.islamtoday.net/node/1547

Life Insurance Beneficiaries Lawyers | LegalMatch Law Library
Nov 22, 2011 . If you are a beneficiary of a life insurance policy and the insured party dies, you can start collecting on the policy at any time. This applies even .
http://www.legalmatch.com/law-library/article/life-insurance-beneficiaries.html

Choosing Beneficiaries for Life Insurance Policies | Life Insurance ...
Life insurance policies require beneficiaries. Find out how to choose life insurance policies beneficiaries here.
http://www.superpages.com/supertips/life-insurance-policies.html

Beneficiary Designation Under Group Life Insurance Policy
Beneficiary Designation Under. Group Life Insurance Policy. IMPORTANT: PLEASE READ INSTRUCTIONS AND SAMPLE DESIGNATIONS ON REVERSE .
http://twp.waterford.mi.us/Reference-Desk/Documents/Forms/Benefits-AmericanUnitedLifeBeneficiaryForm-pdf.aspx

Choosing a Beneficiary with Life Insurance - Yahoo! Voices - voices ...
Jan 11, 2011 . You get a life insurance policy and simply name your wife as the primary beneficiary of the policy. Your reasons were simple, you wanted to .
http://voices.yahoo.com/choosing-beneficiary-life-insurance-7585534.html

Should minor children be named as beneficiaries?
What different ways a person might intend that their life insurance proceeds get used, . as primary, or even secondary beneficiaries of life insurance proceeds? . Now if you had $750000 of life insurance coverage and each child's share was .
http://pgafinancial.com/minor.html

304.15-150 Beneficiary, industrial policies. An industrial life insurance
An industrial life insurance policy shall have the name of the beneficiary designated thereon or in the application or other form if attached to the policy, with a .
http://www.lrc.state.ky.us/krs/304-15/150.pdf

Last Revised: December, 2010

BENEFICIARY DESIGNATION
above as beneficiaries) of group life insurance under the above policy and waive any rights I may have to the proceeds of such insurance under applicable .
http://www.du.edu/hr/forms/HartfordBeneficiaryDesignation.pdf

Contesting life insurance beneficiary: Can it be done?
Remember, that the policy holder is free to name anyone to receive his policy benefits. Contesting life insurance beneficiary might imply that .
http://www.ampminsure.org/claims/about3338.html

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Affidavit of Heir or Life Insurance Beneficiary Requesting Medical ...
Please provide a copy of the Certificate of Coverage and drivers license or state ID card). ?. Beneficiary of the Deceased Patient's Life Insurance (Please .
http://www.med.umich.edu/him/Affidavit_of_Heir.pdf