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FACTS

WHAT DOES benefit debt winz nz DO WITH YOUR
PERSONAL INFORMATION?

Why?

Contact us - Work and Income
Contact details for Work and Income including general enquiry numbers and contacts for our service teams. . 65 and over or to enquire about NZ Super. 0800 552 002. Monday to . For details of your benefit and debt payments, 0800 333 030 .
http://www.workandincome.govt.nz/about-work-and-income/contact-us/

What?

Help when you're working - Work and Income
Paying back a debt. Important . It's not available to families receiving an income- tested benefit or student allowance. . This calculator is for working families not currently receiving a main benefit or NZ Superannuation from Work and Income.
http://www.workandincome.govt.nz/individuals/forms-and-brochures/help-when-you-are-working.html

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

Work and Income | Map
Deskfile contains rates and amounts used to administer benefits and other forms of . by Work and Income, and debts being repaid by clients getting a main benefit. . newzealand.govt.nz - connecting you to New Zealand central & local .
http://www.workandincome.govt.nz/manuals-and-procedures.html

How?

What happens to my debts? | Insolvency and Trustee Service
Aug 6, 2010 . If you are currently receiving a benefit from WINZ you will continue to repay the debt you owe to WINZ by agreed reductions from your benefit.
http://www.insolvency.govt.nz/cms/summary-instalment/what-happens-to-my-debts

Reasons benefit debt winz nz can share your personal information
Reasons we can share your personal information Does benefit debt winz nz share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

To limit our sharing

General Benefit Information
Feb 1, 2012 . Budgeting & Debt · Benefits · Accommodation Support . How do I find out whether I can get any benefits or subsidies? I can't pay my power bill, . What do I do if I think WINZ has missed a benefit payment? I've quit my job.
http://www.cab.org.nz/vat/money/ben/Pages/GeneralBenefitInformation.aspx

Please note:

How to rip off WINZ
Jul 30, 2007 . If you are on the unemployment benefit, pay WINZ a visit. . travel all over the world including antartica for free, not to mention up and down nz . These people are in debt to the power company as a result of not being able to .
http://salient.org.nz/features/how-to-rip-off-winz

Benefit review project - Hot Topics - information on community ...
The Benefit Review Project is reviewing benefit debts established against people whom . To have a debt reviewed the person must apply to Work and Income for the review - Work . New Zealand Government Online: www.newzealand.govt.nz .
http://www.community.net.nz/hottopics/archives/benefitrights/benefitreview.htm

Questions?

Patricia's Story - Clear Debt
I had repeatedly asked WINZ Case Managers if I could use ClearDebt Services, however due to WINZ Policies regarding how the Unsupported Childs Benefit .
http://www.cleardebt.co.nz/Patricia_Story.php

Who we are
Who we are
Who is providing this notice?

Beneficiaries—Debt to Work and Income: 13 Sep 2007: NZ ...
Sep 13, 2007 . How many beneficiaries are in debt to Work and Income and how much do . That money includes benefit overpayments, benefit fraud, and .
http://theyworkforyou.co.nz/portfolios/social_development_employment/2007/sep/13/beneficiaries

What we do
What we do
How does benefit debt winz nz protect my personal information?

$200 million wrongly paid out to beneficiaries | NATIONAL News
Feb 8, 2012 . Work and Income says most overpayments happen because beneficiaries don't reveal they . Kay Brereton from Wellington Benefit Support said she had also heard of cases where WINZ had found the . currently has nearly $1 billion of debt - enough to run ACC for an entire year. . Latest NZ News Video .
http://tvnz.co.nz/national-news/200-million-wrongly-paid-beneficiaries-4714760

WINZ benefit check-up - Money - MSN NZ Home
Jun 10, 2009 . Make MSN NZ your homepage . National business news · World business news · NZ Budget 2011 · Europe debt crisis · Economy . It's worth trawling through the A-Z of benefits on WINZ's website, just in case there's .
http://money.msn.co.nz/blog.aspx?blogentryid=493108&showcomments=true

How does benefit debt winz nz collect my personal information?

We collect your personal information, for example, when you:

  • apply for a loan or open an account
  • pay your bills or file an insurance claim
  • give us your contact information

The great welfare benefit rip-off | frogblog
Feb 17, 2010 . Work and Income has a benefit called Temporary Additional . one can match loan shark type debt to areas where NZ's poorest live (and by .
http://blog.greens.org.nz/2010/02/17/the-great-welfare-benefit-rip-off/

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-
    information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

Winz --Select Sevices Committee
Aug 3, 1999 . Winz -- Select Committee Concerns . This can work to undermine some of the major benefits that result from the case-manager model. Another .
http://www.jobsletter.org.nz/jbl10410.htm

What happens when I limit sharing for an account I hold jointly with someone else?

How to pay your child support (Making payments to Inland Revenue)
Aug 11, 2010 . Any extra you pay will go to any debt you may have. . If you receive a benefit from Work and Income, we'll ask them to automatically deduct your child support . For more info on government services go to newzealand.govt.nz .
http://www.ird.govt.nz/how-to/making-payments/childsupport/

Definitions
Definitions
Affiliates

Service delivery cluster - Ministry of Social Development
Work and Income provides income support and employment services . Allowances, Student Loans and Unemployment Benefit Student Hardship. . Integrity Services works to reduce fraud and abuse, maximise debt collection, . newzealand.govt.nz - connecting you to New Zealand central & local government services .
http://www.msd.govt.nz/about-msd-and-our-work/about-msd/our-structure/service-delivery-cluster.html

  • Redundancy Support
    Jan 31, 2012 . Budgeting & Debt · Benefits . For more information about redundancy services go to WINZ redundancy services. You may also qualify for a .
    http://www.cab.org.nz/vat/money/ben/Pages/RedundancySupport.aspx

Nonaffiliates

Managing your debt - Work and Income
How to repay your debt and stay out of debt in the future. . Work and Income . You can pay off a lump sum at any NZ Post Shop, send us a cheque, set up regular . records with other Government departments (see the Benefit Fraud leaflet for .
http://www.workandincome.govt.nz/individuals/forms-and-brochures/managing-your-debt.html

  • Information about Work and Income Policy and Payment rates
    carers. These resources are available free at our website, www.carers.net.nz, or you . amount of money, and don't miss out on any extra payments or get into debt. . You do not have to be receiving a benefit from Work and Income to receive .
    http://www.ed.org.nz/files/FINALWORK%20%20INCOME09.pdf

Joint marketing

What happens to my debts? | Insolvency and Trustee Service
Sep 16, 2009 . When a debtor enters a No Asset Procedure, their debts are frozen on the . and Income debt if they are receiving a Work and Income benefit.
http://www.insolvency.govt.nz/cms/personal-insolvency/what-is-the-no-asset-procedure/my-debts-nap

  • WINZ case manager accused of fraud - Yahoo! New Zealand News
    A 43-year-old Work and Income case manager and his wife have . NZ Newswire May 1, 2012, 7:15 am . of obtaining a pecuniary advantage through WINZ benefits in family members' names. . Fifteen signs you've got too much debt Yahoo!
    http://nz.news.yahoo.com/a/-/mp/13562142/winz-case-manager-accused-of-fraud/

Other important information

Women's Refuge New Zealand | Financial help
There are a number of benefits and allowances you may be eligible for if you are a victim of domestic violence in New Zealand. Work and Income . Advocates can also help you with Work and Income debts. . www.workandincome.govt.nz .
http://www.womensrefuge.org.nz/WR/Get-help/Financial-help.htm

SUGI 24: Generating and Using Name Keys for Fuzzy Matches ...
Richard Carson, Work and Income NZ, Wellington, New Zealand. ABSTRACT . The National Debt Management Unit of Work and Income New. Zealand .
http://www2.sas.com/proceedings/sugi24/Emerging/p143-24.pdf

WINZ - ACCforum
WINZ: Work and Income NZ, now called The Ministry of Social Development - where many ACC claimants get . Reimbursements to Winz from ACC• Information about Invalids and other benefits. . WINZ debt and supplementary debts inquiry.
http://accforum.org/forums/index.php?/forum/49-winz/

Income-related rent — Housing New Zealand
Apr 4, 2012. or false declaration regarding your income-related rent may result in a debt to the Crown. . Work and Income payments (call Work and Income on 0800 559 009 . bank, your employer or from Work and Income if you get a benefit. . www. newzealand.govt.nz - connecting you to New Zealand central & local.
http://www.hnzc.co.nz/rent-buy-or-own/rent-from-housing-new-zealand/income-related-rent

I am a currently on a WINZ benefit. When my partner died 20 ...
Jan 12, 2011 . I was & am on a WINZ widows benefit . The $20000 is a reduced amount from the original debt. Because ACC did not ask me about my income .
http://www.justanswer.com/newzealand-law/4gfeo-currently-winz-benefit-when-partner-died-20.html

Notice to customers with credit-related insurance products

Mum refused food aid under tough new rules | BAIS
Apr 7, 2011 . Glenfield Work and Income manager Grant Clements turned her down . We want to help [her] live within her means, to break out of the debt cycle," he said. . Brand New Houses from Housing NZ, ontop of that every benefit .
http://bais.org.nz/mum-refused-food-aid-under-tough-new-rules

Winz denies driving man to crime | Stuff.co.nz
Feb 17, 2011 . After his losing his job Tumai approached Winz and was told he would . unemployment benefit was a requirement for people who had been dismissed from their job, Mr Allen said. . SIT takes direct approach on student debt .
http://www.stuff.co.nz/southland-times/news/4667121/Winz-denies-driving-man-to-crime

Special notice for residents of California

Before you travel - going to Australia - New ... - passports.govt.nz
passports.govt.nz . If you receive payments from Work and Income . range of Australian social security benefits including unemployment or sickness benefits.
http://www.passports.govt.nz/Before-you-travel---going-to-Australia

Special notice for residents of Vermont

Work and Income Enterprise Allowance | Business.govt.nz
Dec 9, 2011 . The Work and Income Enterprise Allowance can be a bridge to financial . are currently bankrupt (someone declared by law to be unable to pay their debts); intend . The Enterprise Allowance can affect benefit arrangements .
http://www.business.govt.nz/starting-up/where-to-find-sources-of-capital/work-and-income-enterprise-allowance

Special notice for residents of Texas

New Zealand Federation of Family Budgeting Services Inc | Wise up ...
Apr 23, 2012 . www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid= . fines, court- ordered reparation, Work and Income benefit debts and child .
http://www.familybudgeting.org.nz/wordpress/budgeting-news/wise-up-to-gotcha-clauses-in-contracts/

Barnardos | Family Advice | Overpayments
If you are a customer of the Department of Work and Income and have received a benefit overpayment which you must now pay back, you can ask for the debt to .
http://www.barnardos.org.nz/Family%20Advice/Work%20and%20Income/Overpayments

credit card liability retail stores† to access a printable version of the benefit debt winz nz Privacy Notice

Revised: May, 2011

Online Privacy Practices

Forms and brochures - Work and Income
Apply for NZ Super . Abolishing Gift Duty and the effect on Benefits Factsheet . Complete this form to arrange regular automatic payments to repay your debt if .
http://www.workandincome.govt.nz/about-work-and-income/forms-and-brochures.html

SFO Three years imprisonment for defrauding finance company
Dec 3, 2010 . Alan Edwards Wycherley set up Debt Relief (NZ) Limited ('Debt Relief') . of money from wages or WINZ benefits to Debt Relief for its services, .
http://www.sfo.govt.nz/n155,13.html

Sick of WINZ, sick of NZ, sick of people | Jethro Carr
Sep 16, 2011 . From what I can tell, the users of WINZ seem to fall into one of four main categories: . your benefit entitlements get completely cut, and you'll be out on the . all expenditures and reduce debt you will see economic growth.
http://www.jethrocarr.com/2011/09/16/sick-of-winz-sick-of-nz-sick-of-people/

Tenancy Application Form - Property Management and Investment ...
WINZ Customer Number . Power Supply, Gas or Telecommunications Company , any Debt Collection Agency, Housing NZ, WINZ or Department of Courts.
http://www.hotgroup.co.nz/tenancy/

Facts About Poverty - NZCCSS - New Zealand Council of Christian ...
There is no official “poverty line” in NZ as there is in other countries (e.g. USA) . There is some benefit fraud, but most debt to Work and Income is the result of .
http://www.nzccss.org.nz/site/page.php?page_id=276

o c e s o o e ty 8
publications@psotago.org.nz . Key actions include improvement of benefit levels and ensuring that people are not socially excluded. In doing this . debt, with 72 percent owing money to Work and Income New Zealand); they often go without .
https://otago.ps.org.nz/sites/all/files/u14/PSO-CanWeDoBetter-electroniccopy_0.pdf

Living in retirement | Sorted
Government help - including New Zealand Superannuation (NZ Super) - is available . located within Work and Income) or; Visit the Ministry of Social Development website . Everyone can benefit from having a budget – a plan of what money you . For example, if you no longer have dependents and are debt free, you may .
https://www.sorted.org.nz/life-events/living-in-retirement

Gift Duty Aboltiion and the effect on Trusts: the good, the bad, and ...
Dec 23, 2010. there is an existing gifting regime, to simply gift off the balance of the debt. . Government agencies such as WINZ and Inland Revenue could . one transaction and then expect wider benefits to accrue as a matter of course.
http://www.saunders.co.nz/gift-duty-abolition-and-the-effect-on-trusts-the-good-the-bad-and-the-likely-implications/

Last Revised: December, 2010

Employment Supports for People with Disabilities Flyer
Work and Income wants to help people into work. . freephone Work and Income on 0800 559 009. • go to www.workandincome.govt.nz/individuals/index.html . Invalid's Benefit clients, with the agreement of their case . Debt repayments to Work and Income can also be suspended for people entering full-time employment.
http://www.dol.govt.nz/er/pay/exemptions/Employment%20Supports%20for%20People%20with%20Disabilities.pdf

Reforms to debt collection and enforcement benefits landlords ...
With courts and debt collectors handling increasing overdue fines and . (or WINZ) to make regular deductions from debtors' salaries (or benefits) until the debt .
http://propertymanagementblog.allenrealty.co.nz/property-management-articles/reforms-to-debt-collection-and-enforcement-benefits-landlords/

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SIGNIFICANT FINANCIAL HARDSHIP— REQUEST FOR ...
Issued by Mercer (N.Z.) Limited as Administration Manager of the Scheme. The information . Other debts (e.g. Court fines or WINZ benefit claims). Type of debt .
https://secure.superfacts.com/Web/IWfiles/attachments/Form/KIWI4_APPWithdrawFinancialHarship_MAR12.pdf